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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,958 | $157,296-58.7% | $141,191-54.0% | $152,897-57.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 70.45% | 64.34%+6.1pp | 71.41%-1.0pp | 345.43%-275.0pp |
| Employer contribution / active EE | $7,435 | $5,262+41.3% | $4,736+57.0% | $4,764+56.1% |
| Participant deferral / active EE | $6,569 | $7,111-7.6% | $6,710-2.1% | $5,851+12.3% |
| Admin fee / account holder | $965 | $12,125-92.0% | $10,264-90.6% | $11,599-91.7% |