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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,835 | $76,608+61.6% | $56,077+120.8% | $145,877-15.1% |
| Participation rate | 31.3% | 63.2%-32.0pp | 52.5%-21.2pp | 80.3%-49.1pp |
| Annual return | 12.72% | 3009.59%-2996.9pp | 1709.28%-1696.6pp | 551.28%-538.6pp |
| Employer contribution / active EE | $662 | $1,382-52.1% | $1,040-36.4% | $4,663-85.8% |
| Participant deferral / active EE | $4,180 | $2,624+59.3% | $1,954+113.9% | $6,691-37.5% |
| Admin fee / account holder | $695 | $3,325-79.1% | $2,825-75.4% | $13,402-94.8% |