Filed July 1, 2025 (most recent of 2 filings on file)
Total covered: 4 employees
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $29,598 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $15,340 |
DAVIE KAPLAN4 years Filed as: DAVIE KAPLAN CPA P.C. Service code 10 1000 FIRST FEDERAL PLAZA · ROCHESTER, NY 14614 | Accounting | $14,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,262 | $64,716+39.5% | $112,258-19.6% | $68,495+31.8% |
| Participation rate | 95.7% | 67.2%+28.5pp | 75.1%+20.6pp | 67.9%+27.8pp |
| Annual return | -19.27% | -11.40%-7.9pp | 27.47%-46.7pp | -7.84%-11.4pp |
| Employer contribution / active EE | $6,422 | $2,746+133.8% | $3,636+76.6% | $2,596+147.3% |
| Participant deferral / active EE | $6,217 | $3,565+74.4% | $4,728+31.5% | $4,028+54.4% |
| Admin fee / account holder | $475 | $5,232-90.9% | $6,411-92.6% | $5,403-91.2% |