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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,689 | $50,947-31.9% | $74,549-53.5% | $64,173-45.9% |
| Participation rate | 88.9% | 61.1%+27.8pp | 69.1%+19.7pp | 69.6%+19.3pp |
| Annual return | -4.59% | -1.85%-2.7pp | 32.53%-37.1pp | 7.63%-12.2pp |
| Employer contribution / active EE | $1,979 | $1,115+77.4% | $1,961+0.9% | $2,381-16.9% |
| Participant deferral / active EE | $4,450 | $2,302+93.4% | $3,108+43.2% | $3,470+28.3% |
| Admin fee / account holder | $1,085 | $4,221-74.3% | $5,059-78.6% | $4,887-77.8% |