Retirement plan

COLLEGE STREET ORTHOPAEDICS 401(K) PLAN

Name: COLLEGE STREET ORTHOPAEDICS - COLLEGE STREET ORTHOPAEDICS 401(K) PLAN (2015) Form 5500
Creator: COLLEGE STREET ORTHOPAEDICS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLLEGE STREET ORTHOPAEDICS 401(K) PLAN, COLLEGE STREET ORTHOPAEDICS

COLLEGE STREET ORTHOPAEDICSEIN 16-1315064Plan #001PY 2015

85 COLLEGE STREET - HAMILTON, NY 13346315-824-1250

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$9.3M

No prior year

Total participants

No prior year

Average account balance

$157,179

No prior year

Annual return

-3.29%

No prior year

Benchmarks

See 15,767 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort15,767 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.98M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$102K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

210.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$283K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$61104

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$236K

$5367 / participant

Other / not subdivided$236K100.0%

% of EOY assets

2.546%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$157,179

$75,832+107.3%

$147,617+6.5%

$59,633+163.6%

Participation rate

97.7%

71.6%+26.2pp

84.6%+13.1pp

68.7%+29.1pp

Annual return

-3.29%

0.37%-3.7pp

61.98%-65.3pp

2041.45%-2044.7pp

Employer contribution / active EE

$2,546

$3,485-26.9%

$5,564-54.2%

$2,203+15.6%

Participant deferral / active EE

$5,487

$3,131+75.3%

$4,895+12.1%

$3,192+71.9%

Admin fee / account holder

$4,002

$5,986-33.1%

$11,612-65.5%

$4,297-6.9%

COLLEGE STREET ORTHOPAEDICS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLLEGE STREET ORTHOPAEDICS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion