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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,708 | $85,766-42.0% | $136,298-63.5% | $70,126-29.1% |
| Participation rate | 49.2% | 74.2%-25.0pp | 81.9%-32.8pp | 69.5%-20.4pp |
| Annual return | 16.05% | 31.46%-15.4pp | 5156.27%-5140.2pp | 73.15%-57.1pp |
| Employer contribution / active EE | $858 | $2,966-71.1% | $4,696-81.7% | $2,343-63.4% |
| Participant deferral / active EE | $2,795 | $5,051-44.7% | $6,247-55.3% | $3,332-16.1% |
| Admin fee / account holder | $3,701 | $5,421-31.7% | $9,244-60.0% | $4,645-20.3% |