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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,468 | $95,915-39.0% | $79,580-26.5% | $134,532-56.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -12.88% | -2.71%-10.2pp | 0.15%-13.0pp | 418.27%-431.1pp |
| Employer contribution / active EE | $2,121 | $3,129-32.2% | $2,413-12.1% | $4,741-55.3% |
| Participant deferral / active EE | $4,672 | $4,693-0.5% | $3,985+17.2% | $6,401-27.0% |
| Admin fee / account holder | $946 | $9,132-89.6% | $6,835-86.2% | $11,429-91.7% |