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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,489 | $93,346-49.1% | $71,796-33.9% | $273,972-82.7% |
| Participation rate | 94.7% | 76.5%+18.2pp | 69.1%+25.6pp | 83.0%+11.7pp |
| Annual return | -0.29% | 130.39%-130.7pp | 78.04%-78.3pp | 41.46%-41.7pp |
| Employer contribution / active EE | $0 | $2,733-100.0% | $1,924-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,351 | $3,475-3.6% | $2,794+19.9% | $5,287-36.6% |
| Admin fee / account holder | $1,367 | $6,571-79.2% | $4,815-71.6% | $10,133-86.5% |