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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,579 | $71,878+58.0% | $86,698+31.0% | $68,486+65.8% |
| Participation rate | 67.4% | 72.2%-4.8pp | 76.6%-9.1pp | 67.9%-0.5pp |
| Annual return | -15.90% | 3.53%-19.4pp | 35.95%-51.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $2,543 | $2,173+17.0% | $2,837-10.4% | $2,597-2.1% |
| Participant deferral / active EE | $5,210 | $3,779+37.9% | $4,656+11.9% | $4,028+29.4% |
| Admin fee / account holder | $8,432 | $6,113+37.9% | $7,493+12.5% | $5,404+56.0% |