Filed November 5, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,158 | $87,834+142.7% | $133,975+59.1% | $62,881+239.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 5.75% | 12.05%-6.3pp | 29.29%-23.5pp | 20.14%-14.4pp |
| Employer contribution / active EE | $3,004 | $3,482-13.8% | $5,211-42.4% | $2,281+31.7% |
| Participant deferral / active EE | $8,881 | $4,812+84.6% | $6,282+41.4% | $3,203+177.3% |
| Admin fee / account holder | $6,261 | $5,372+16.5% | $9,324-32.9% | $4,296+45.8% |