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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,554 | $83,485-2.3% | $125,180-34.9% | $72,983+11.7% |
| Participation rate | 89.7% | 73.3%+16.3pp | 79.8%+9.9pp | 69.5%+20.2pp |
| Annual return | 20.56% | 25.78%-5.2pp | 43.79%-23.2pp | 81.01%-60.4pp |
| Employer contribution / active EE | $682 | $2,346-70.9% | $3,866-82.4% | $2,440-72.0% |
| Participant deferral / active EE | $3,996 | $3,586+11.5% | $4,937-19.1% | $3,608+10.8% |
| Admin fee / account holder | $7,178 | $5,518+30.1% | $9,703-26.0% | $5,124+40.1% |