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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,435 | $197,637+89.5% | $177,848+110.5% | $158,982+135.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 3.56% | 58.77%-55.2pp | 48.33%-44.8pp | 302.99%-299.4pp |
| Employer contribution / active EE | $12,207 | $6,698+82.2% | $5,919+106.2% | $4,763+156.3% |
| Participant deferral / active EE | $10,948 | $8,405+30.3% | $7,714+41.9% | $5,983+83.0% |
| Admin fee / account holder | $0 | $15,406-100.0% | $12,431-100.0% | $11,252-100.0% |