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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,216 | $184,000+84.4% | $162,185+109.2% | $152,909+121.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 1.15% | 150.80%-149.6pp | 115.61%-114.5pp | 345.46%-344.3pp |
| Employer contribution / active EE | $10,409 | $6,370+63.4% | $5,613+85.4% | $4,764+118.5% |
| Participant deferral / active EE | $10,948 | $8,033+36.3% | $7,297+50.0% | $5,851+87.1% |
| Admin fee / account holder | $284 | $13,124-97.8% | $10,844-97.4% | $11,601-97.6% |