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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,093 | $217,432-2.0% | $185,849+14.7% | $167,536+27.2% |
| Participation rate | 73.3% | 86.1%-12.7pp | 81.7%-8.4pp | 82.1%-8.8pp |
| Annual return | 17.60% | 148.42%-130.8pp | 122.10%-104.5pp | 478.82%-461.2pp |
| Employer contribution / active EE | $3,428 | $5,875-41.6% | $5,169-33.7% | $4,839-29.2% |
| Participant deferral / active EE | $6,711 | $6,357+5.6% | $5,569+20.5% | $6,342+5.8% |
| Admin fee / account holder | $809 | $19,818-95.9% | $16,244-95.0% | $12,315-93.4% |