Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,858 | $175,257+98.5% | $149,717+132.3% | $139,456+149.4% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 7.39% | 166.70%-159.3pp | 134.41%-127.0pp | 373.45%-366.1pp |
| Employer contribution / active EE | $1,040 | $5,477-81.0% | $4,820-78.4% | $4,753-78.1% |
| Participant deferral / active EE | $3,349 | $6,521-48.6% | $5,682-41.1% | $6,711-50.1% |
| Admin fee / account holder | $4,899 | $16,156-69.7% | $13,213-62.9% | $11,407-57.0% |