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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,977 | $62,586-23.3% | $76,766-37.5% | $64,181-25.2% |
| Participation rate | 89.7% | 72.8%+16.8pp | 77.0%+12.7pp | 69.6%+20.1pp |
| Annual return | -4.27% | -1.95%-2.3pp | 2.43%-6.7pp | 7.63%-11.9pp |
| Employer contribution / active EE | $141 | $1,832-92.3% | $2,485-94.3% | $2,381-94.1% |
| Participant deferral / active EE | $3,251 | $3,145+3.4% | $3,851-15.6% | $3,470-6.3% |
| Admin fee / account holder | $4,773 | $4,667+2.3% | $6,675-28.5% | $4,887-2.3% |