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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,425 | $77,901+57.2% | $149,717-18.2% | $75,181+62.8% |
| Participation rate | 68.0% | 65.6%+2.4pp | 78.8%-10.8pp | 67.2%+0.8pp |
| Annual return | 16.25% | 31.73%-15.5pp | 134.41%-118.2pp | 160.69%-144.4pp |
| Employer contribution / active EE | $1,140 | $3,137-63.7% | $4,820-76.4% | $2,671-57.3% |
| Participant deferral / active EE | $4,178 | $3,411+22.5% | $5,682-26.5% | $4,126+1.3% |
| Admin fee / account holder | $4,224 | $5,949-29.0% | $13,213-68.0% | $5,650-25.2% |