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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,958 | $107,368-1.3% | $92,915+14.0% | $152,909-30.7% |
| Participation rate | 64.7% | 79.8%-15.1pp | 76.0%-11.3pp | 82.5%-17.7pp |
| Annual return | 19.80% | 145.64%-125.8pp | 109.45%-89.6pp | 345.46%-325.7pp |
| Employer contribution / active EE | $1,361 | $4,222-67.8% | $3,653-62.8% | $4,764-71.4% |
| Participant deferral / active EE | $5,007 | $4,848+3.3% | $4,238+18.1% | $5,851-14.4% |
| Admin fee / account holder | $68,504 | $7,082+867.3% | $5,796+1082.0% | $11,601+490.5% |