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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,964 | $106,008+26.4% | $92,240+45.2% | $147,586-9.2% |
| Participation rate | 85.7% | 80.4%+5.3pp | 76.5%+9.2pp | 82.8%+2.9pp |
| Annual return | 13.71% | 50.05%-36.3pp | 176.29%-162.6pp | 578.59%-564.9pp |
| Employer contribution / active EE | $117 | $4,333-97.3% | $3,680-96.8% | $4,876-97.6% |
| Participant deferral / active EE | $5,531 | $4,478+23.5% | $3,897+41.9% | $5,439+1.7% |
| Admin fee / account holder | $922 | $6,333-85.4% | $5,194-82.3% | $10,886-91.5% |