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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,662 | $80,985+10.7% | $96,576-7.2% | $75,181+19.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | -6.75% | 27.05%-33.8pp | 25.87%-32.6pp | 160.69%-167.4pp |
| Employer contribution / active EE | $1,883 | $2,282-17.5% | $2,965-36.5% | $2,671-29.5% |
| Participant deferral / active EE | $2,391 | $3,929-39.2% | $4,851-50.7% | $4,126-42.1% |
| Admin fee / account holder | $9,910 | $6,719+47.5% | $8,253+20.1% | $5,650+75.4% |