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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,671 | $134,001-74.1% | $112,258-69.1% | $134,509-74.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.24% | 47.15%-69.4pp | 27.47%-49.7pp | 418.13%-440.4pp |
| Employer contribution / active EE | $3,661 | $4,039-9.4% | $3,636+0.7% | $4,741-22.8% |
| Participant deferral / active EE | $10,880 | $5,291+105.6% | $4,728+130.1% | $6,400+70.0% |
| Admin fee / account holder | $31,515 | $7,491+320.7% | $6,411+391.5% | $11,427+175.8% |