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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,503 | $85,766+5.5% | $136,298-33.6% | $70,126+29.1% |
| Participation rate | 97.1% | 74.2%+22.9pp | 81.9%+15.1pp | 69.5%+27.5pp |
| Annual return | 16.12% | 31.46%-15.3pp | 5156.27%-5140.2pp | 73.15%-57.0pp |
| Employer contribution / active EE | $2,649 | $2,966-10.7% | $4,696-43.6% | $2,343+13.1% |
| Participant deferral / active EE | $5,978 | $5,051+18.3% | $6,247-4.3% | $3,332+79.4% |
| Admin fee / account holder | $1,972 | $5,421-63.6% | $9,244-78.7% | $4,645-57.5% |