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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,428 | $92,219-41.0% | $76,768-29.1% | $135,379-59.8% |
| Participation rate | 50.0% | 79.8%-29.8pp | 77.0%-27.0pp | 82.6%-32.6pp |
| Annual return | -3.03% | 5.46%-8.5pp | 2.43%-5.5pp | 519.79%-522.8pp |
| Employer contribution / active EE | $1,184 | $3,216-63.2% | $2,485-52.4% | $4,779-75.2% |
| Participant deferral / active EE | $1,595 | $4,508-64.6% | $3,852-58.6% | $5,609-71.6% |
| Admin fee / account holder | $617 | $10,749-94.3% | $6,675-90.8% | $10,828-94.3% |