Retirement plan

PERSONAL COMPUTERS, INC.

Name: PERSONAL COMPUTERS, INC. - PERSONAL COMPUTERS, INC. (2015) Form 5500
Creator: PERSONAL COMPUTERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PERSONAL COMPUTERS, INC., PERSONAL COMPUTERS, INC.

PERSONAL COMPUTERS, INC.EIN 16-1166836Plan #001PY 2015

703 WASHINGTON STREET - BUFFALO, NY 14203716-856-7181

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$18M

No prior year

Total participants

112

No prior year

Average account balance

$166,330

No prior year

Annual return

0.21%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.51M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$178K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

104

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$310K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$485

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PPS PENSION & FINANCIAL SERVICES1+ years Filed as: PPS PENSION & FINANCIAL SERV., INC. Service code 13	Contract Administrator	$13,229
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$5,986
PPS PENSION & FINANCIAL SERVICES1+ years Filed as: PPS PENSION & FINANCIAL SVS, INC. Service code 13 · EIN 16-1062503	Contract Administrator	$411

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$6K

$64 / participant

Investment mgmt$6K100.0%

% of EOY assets

0.036%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LUMSDEN & MCCORMICK, LLP
Auditor EIN: 160765486
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$166,330

$70,002+137.6%

$115,037+44.6%

$52,331+217.8%

Participation rate

96.0%

72.1%+23.9pp

81.4%+14.6pp

68.1%+27.9pp

Annual return

0.21%

4.04%-3.8pp

26.14%-25.9pp

4.54%-4.3pp

Employer contribution / active EE

$8,160

$2,715+200.6%

$4,608+77.1%

$1,882+333.7%

Participant deferral / active EE

$5,920

$4,920+20.3%

$6,026-1.8%

$3,022+95.9%

Admin fee / account holder

$59

$566-89.6%

$8,175-99.3%

$592-90.0%

Provider

Service type

Compensation

PPS PENSION & FINANCIAL SERVICES1+ years

Filed as: PPS PENSION & FINANCIAL SERV., INC.

Service code 13

Contract Administrator

$13,229

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$5,986

PPS PENSION & FINANCIAL SERVICES1+ years

Filed as: PPS PENSION & FINANCIAL SVS, INC.

Service code 13 · EIN 16-1062503

Contract Administrator

$411

PERSONAL COMPUTERS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PERSONAL COMPUTERS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion