Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,719 | $54,541+24.2% | $78,778-14.0% | $70,124-3.4% |
| Participation rate | 38.4% | 60.8%-22.4pp | 69.2%-30.8pp | 69.5%-31.2pp |
| Annual return | 16.56% | 21.07%-4.5pp | 35.62%-19.1pp | 73.14%-56.6pp |
| Employer contribution / active EE | $113 | $1,089-89.6% | $1,986-94.3% | $2,342-95.2% |
| Participant deferral / active EE | $2,393 | $2,210+8.3% | $2,958-19.1% | $3,332-28.2% |
| Admin fee / account holder | $5,007 | $3,709+35.0% | $5,134-2.5% | $4,645+7.8% |