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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,094 | $181,896-19.7% | $156,551-6.7% | $273,972-46.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.77% | 30.74%-29.0pp | 32.23%-30.5pp | 41.46%-39.7pp |
| Employer contribution / active EE | $3,750 | $6,248-40.0% | $5,501-31.8% | $4,869-23.0% |
| Participant deferral / active EE | $7,040 | $5,550+26.8% | $4,871+44.5% | $5,287+33.2% |
| Admin fee / account holder | $617 | $15,560-96.0% | $13,028-95.3% | $10,133-93.9% |