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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,689 | $232,540-59.3% | $185,117-48.8% | $147,586-35.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 12.91% | 43.03%-30.1pp | 40.50%-27.6pp | 578.59%-565.7pp |
| Employer contribution / active EE | $3,876 | $5,195-25.4% | $4,182-7.3% | $4,876-20.5% |
| Participant deferral / active EE | $5,447 | $5,834-6.6% | $5,045+8.0% | $5,439+0.2% |
| Admin fee / account holder | $3,186 | $10,275-69.0% | $8,159-61.0% | $10,886-70.7% |