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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,540 | $65,566+13.7% | $86,235-13.6% | $75,177-0.8% |
| Participation rate | 67.3% | 60.5%+6.8pp | 69.0%-1.7pp | 67.2%+0.1pp |
| Annual return | 17.71% | 46.07%-28.4pp | 1170.03%-1152.3pp | 160.75%-143.0pp |
| Employer contribution / active EE | $685 | $1,553-55.9% | $2,381-71.2% | $2,671-74.4% |
| Participant deferral / active EE | $1,615 | $3,023-46.6% | $3,987-59.5% | $4,126-60.9% |
| Admin fee / account holder | $7,999 | $5,470+46.2% | $6,856+16.7% | $5,651+41.5% |