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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,147 | $65,034+6.3% | $90,970-24.0% | $79,856-13.4% |
| Participation rate | 90.5% | 61.6%+28.9pp | 69.0%+21.5pp | 69.6%+20.8pp |
| Annual return | 16.25% | 30.45%-14.2pp | 134.60%-118.3pp | 31.71%-15.5pp |
| Employer contribution / active EE | $1,784 | $1,247+43.0% | $2,122-15.9% | $2,471-27.8% |
| Participant deferral / active EE | $2,238 | $2,512-10.9% | $3,373-33.7% | $3,741-40.2% |
| Admin fee / account holder | $955 | $4,536-78.9% | $5,961-84.0% | $5,306-82.0% |