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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,388 | $85,169+183.4% | $172,755+39.7% | $72,983+230.7% |
| Participation rate | 54.5% | 70.1%-15.5pp | 82.6%-28.1pp | 69.5%-14.9pp |
| Annual return | 18.51% | 27.32%-8.8pp | 802.94%-784.4pp | 81.01%-62.5pp |
| Employer contribution / active EE | $4,460 | $3,324+34.2% | $5,144-13.3% | $2,440+82.8% |
| Participant deferral / active EE | $2,968 | $3,260-9.0% | $5,198-42.9% | $3,608-17.7% |
| Admin fee / account holder | $3,589 | $5,880-39.0% | $13,955-74.3% | $5,124-30.0% |