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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $130,092 |
Filed as: MML INVESTOR SERVICES, LLC Service code 27 · EIN 04-2746212 | Advisory (Plan) | $76,018 |
Service code 49 · EIN 22-2725182 3136 WINTON ROAD SOUTH · ROCHESTER, NY 146232928 | Other Services | $10,078 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,579 | $101,653+79.6% | $147,080+24.1% | $74,459+145.2% |
| Participation rate | 98.7% | 75.6%+23.2pp | 82.2%+16.6pp | 67.2%+31.5pp |
| Annual return | 27.21% | 8754.98%-8727.8pp | 420.17%-393.0pp | 1369.70%-1342.5pp |
| Employer contribution / active EE | $4,377 | $3,813+14.8% | $4,933-11.3% | $2,626+66.7% |
| Participant deferral / active EE | $6,205 | $7,304-15.1% | $8,066-23.1% | $4,350+42.6% |
| Admin fee / account holder | $572 | $1,752-67.3% | $12,989-95.6% | $1,945-70.6% |