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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $118,375 |
Filed as: MML INVESTOR SERVICES, LLC Service code 27 · EIN 04-2746212 | Advisory (Plan) | $72,543 |
Service code 49 · EIN 22-2725182 3136 WINTON ROAD SOUTH · ROCHESTER, NY 146232928 | Other Services | $9,194 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,329 | $84,499+73.2% | $125,391+16.7% | $66,949+118.6% |
| Participation rate | 97.1% | 76.4%+20.7pp | 82.4%+14.7pp | 69.8%+27.3pp |
| Annual return | -16.47% | -8.49%-8.0pp | 572.41%-588.9pp | 1.57%-18.0pp |
| Employer contribution / active EE | $1,346 | $3,554-62.1% | $4,816-72.0% | $2,545-47.1% |
| Participant deferral / active EE | $6,999 | $6,785+3.2% | $7,448-6.0% | $4,239+65.1% |
| Admin fee / account holder | $523 | $685-23.6% | $10,009-94.8% | $594-11.8% |