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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,200 | $81,358+104.3% | $155,556+6.8% | $80,959+105.3% |
| Participation rate | 90.8% | 66.3%+24.5pp | 78.2%+12.5pp | 67.7%+23.1pp |
| Annual return | 10.30% | 33.39%-23.1pp | 64.84%-54.5pp | 35.67%-25.4pp |
| Employer contribution / active EE | $8,574 | $3,106+176.0% | $4,675+83.4% | $2,757+211.0% |
| Participant deferral / active EE | $6,334 | $3,455+83.3% | $5,631+12.5% | $4,300+47.3% |
| Admin fee / account holder | $9,795 | $7,994+22.5% | $15,885-38.3% | $6,925+41.4% |