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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,368 | $67,606+276.2% | $82,313+209.0% | $70,131+262.7% |
| Participation rate | 92.9% | 72.8%+20.1pp | 76.9%+16.0pp | 69.5%+23.3pp |
| Annual return | 16.90% | 21.57%-4.7pp | 25.88%-9.0pp | 73.14%-56.2pp |
| Employer contribution / active EE | $1,357 | $1,755-22.7% | $2,428-44.1% | $2,342-42.1% |
| Participant deferral / active EE | $8,241 | $2,987+175.9% | $3,706+122.4% | $3,332+147.3% |
| Admin fee / account holder | $10,432 | $4,512+131.2% | $5,608+86.0% | $4,645+124.6% |