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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,446 | $91,525+33.8% | $130,026-5.8% | $75,181+62.9% |
| Participation rate | 85.7% | 71.4%+14.3pp | 78.5%+7.2pp | 67.2%+18.5pp |
| Annual return | 14.54% | -631.40%+645.9pp | -137.26%+151.8pp | 160.69%-146.1pp |
| Employer contribution / active EE | $5,763 | $2,844+102.6% | $4,321+33.4% | $2,671+115.8% |
| Participant deferral / active EE | $6,188 | $4,342+42.5% | $5,821+6.3% | $4,126+50.0% |
| Admin fee / account holder | $3,953 | $6,778-41.7% | $10,608-62.7% | $5,650-30.0% |