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| Provider | Service type | Compensation |
|---|---|---|
EQUITABLE ADVISORS LLC2 years Filed as: EQUITABLE ADVISORS, LLC Service code 15 · EIN 13-4071393 100 MADISON STREET · SYRACUSE, NY 13202 | Recordkeeping | $14,341 |
PAYCHEX, INC.4 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $11,391 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,827 | $46,332-74.5% | $143,799-91.8% | $64,819-81.8% |
| Participation rate | 73.6% | 64.2%+9.4pp | 80.3%-6.7pp | 71.5%+2.2pp |
| Annual return | -5.50% | -10.05%+4.6pp | -0.04%-5.5pp | 32.84%-38.3pp |
| Employer contribution / active EE | $625 | $1,911-67.3% | $4,952-87.4% | $2,507-75.1% |
| Participant deferral / active EE | $1,685 | $2,647-36.4% | $5,638-70.1% | $4,311-60.9% |
| Admin fee / account holder | $99 | $154-35.7% | $14,677-99.3% | $188-47.3% |