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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AXA ADVISORS, LLC Service code 15 100 MADISON STREET · SYRACUSE, NY 13202 | Recordkeeping | $9,156 |
PAYCHEX, INC.2 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $7,795 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,068 | $58,888-81.2% | $178,499-93.8% | $73,493-84.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 81.9%+18.1pp | 70.7%+29.3pp |
| Annual return | 17.13% | 24.86%-7.7pp | 151.10%-134.0pp | 28.51%-11.4pp |
| Employer contribution / active EE | $877 | $2,236-60.8% | $5,011-82.5% | $2,270-61.4% |
| Participant deferral / active EE | $1,547 | $2,568-39.7% | $5,202-70.3% | $3,740-58.6% |
| Admin fee / account holder | $79 | $400-80.4% | $13,986-99.4% | $513-84.7% |