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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $766,810 | $102,422+648.7% | $147,117+421.2% | $80,959+847.2% |
| Participation rate | 97.4% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 17.15% | 135.16%-118.0pp | 420.54%-403.4pp | 35.67%-18.5pp |
| Employer contribution / active EE | $16,366 | $3,717+340.2% | $4,932+231.8% | $2,757+493.6% |
| Participant deferral / active EE | $15,194 | $6,652+128.4% | $8,065+88.4% | $4,300+253.3% |
| Admin fee / account holder | $3,933 | $7,953-50.6% | $12,993-69.7% | $6,925-43.2% |