See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: CANANDAIGUA NATIONAL BANK AND TRUST Service code 21 · EIN 16-0373410 | Bank Trustee | $34,423 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,057 | $56,485-82.2% | $185,823-94.6% | $86,799-88.4% |
| Participation rate | 61.3% | 65.5%-4.2pp | 81.7%-20.4pp | 72.3%-11.0pp |
| Annual return | 14.54% | 118.04%-103.5pp | 122.05%-107.5pp | 97.91%-83.4pp |
| Employer contribution / active EE | $575 | $1,843-68.8% | $5,167-88.9% | $2,405-76.1% |
| Participant deferral / active EE | $692 | $2,553-72.9% | $5,568-87.6% | $4,131-83.3% |
| Admin fee / account holder | $89 | $150-40.2% | $16,237-99.4% | $170-47.3% |