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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,408 | $80,983-60.0% | $96,544-66.4% | $75,177-56.9% |
| Participation rate | 91.1% | 71.8%+19.3pp | 76.0%+15.1pp | 67.2%+23.9pp |
| Annual return | 14.15% | 27.05%-12.9pp | 25.88%-11.7pp | 160.75%-146.6pp |
| Employer contribution / active EE | $625 | $2,282-72.6% | $2,966-78.9% | $2,671-76.6% |
| Participant deferral / active EE | $4,149 | $3,929+5.6% | $4,851-14.5% | $4,126+0.5% |
| Admin fee / account holder | $10,273 | $6,717+53.0% | $8,254+24.5% | $5,651+81.8% |