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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,417 | $71,873-57.7% | $86,698-64.9% | $68,490-55.6% |
| Participation rate | 88.9% | 72.2%+16.6pp | 76.6%+12.3pp | 67.9%+21.0pp |
| Annual return | -15.38% | 3.54%-18.9pp | 35.96%-51.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $568 | $2,173-73.9% | $2,837-80.0% | $2,597-78.1% |
| Participant deferral / active EE | $3,320 | $3,779-12.1% | $4,656-28.7% | $4,028-17.6% |
| Admin fee / account holder | $3,527 | $6,110-42.3% | $7,492-52.9% | $5,403-34.7% |