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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,128 | $72,492+45.0% | $87,102+20.7% | $72,983+44.0% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.9%+17.0pp | 69.5%+24.4pp |
| Annual return | 24.84% | 24.46%+0.4pp | 28.19%-3.4pp | 81.01%-56.2pp |
| Employer contribution / active EE | $1,702 | $1,894-10.1% | $2,521-32.5% | $2,440-30.2% |
| Participant deferral / active EE | $4,810 | $3,270+47.1% | $4,048+18.8% | $3,608+33.3% |
| Admin fee / account holder | $9,581 | $5,055+89.5% | $7,491+27.9% | $5,124+87.0% |