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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $22,579 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $11,894 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,030 | $50,199-44.2% | $69,884-59.9% | $66,938-58.1% |
| Participation rate | 84.0% | 66.3%+17.7pp | 70.5%+13.5pp | 69.8%+14.2pp |
| Annual return | -13.64% | -13.85%+0.2pp | 190.81%-204.5pp | 1.58%-15.2pp |
| Employer contribution / active EE | $334 | $1,864-82.1% | $2,560-87.0% | $2,545-86.9% |
| Participant deferral / active EE | $2,002 | $3,112-35.7% | $3,848-48.0% | $4,238-52.8% |
| Admin fee / account holder | $148 | $600-75.4% | $6,266-97.6% | $594-75.1% |