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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,498 | $133,981-31.7% | $112,249-18.5% | $134,532-32.0% |
| Participation rate | 91.3% | 78.6%+12.7pp | 75.1%+16.2pp | 81.2%+10.1pp |
| Annual return | -13.99% | 47.16%-61.1pp | 27.48%-41.5pp | 418.27%-432.3pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,985 | $5,292-62.5% | $4,729-58.0% | $6,401-69.0% |
| Admin fee / account holder | $22,389 | $7,492+198.9% | $6,412+249.2% | $11,429+95.9% |