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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $621,854 | $106,247+485.3% | $96,515+544.3% | $139,466+345.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.33% | 38.47%-30.1pp | 35.73%-27.4pp | 373.66%-365.3pp |
| Employer contribution / active EE | $17,859 | $4,106+335.0% | $3,740+377.6% | $4,754+275.7% |
| Participant deferral / active EE | $12,880 | $5,456+136.1% | $4,880+164.0% | $6,712+91.9% |
| Admin fee / account holder | $3,382 | $7,885-57.1% | $6,735-49.8% | $11,409-70.4% |