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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,655 | $133,981+307.3% | $112,249+386.1% | $134,532+305.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.96% | 47.16%-69.1pp | 27.48%-49.4pp | 418.27%-440.2pp |
| Employer contribution / active EE | $14,633 | $4,040+262.2% | $3,636+302.4% | $4,741+208.6% |
| Participant deferral / active EE | $12,584 | $5,292+137.8% | $4,729+166.1% | $6,401+96.6% |
| Admin fee / account holder | $3,456 | $7,492-53.9% | $6,412-46.1% | $11,429-69.8% |