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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,741 | $111,830+284.3% | $93,696+358.7% | $145,884+194.6% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 18.41% | 204.08%-185.7pp | 133.74%-115.3pp | 551.85%-533.4pp |
| Employer contribution / active EE | $1,074 | $3,093-65.3% | $2,422-55.7% | $4,662-77.0% |
| Participant deferral / active EE | $3,194 | $4,920-35.1% | $4,417-27.7% | $6,690-52.2% |
| Admin fee / account holder | $25,822 | $10,249+152.0% | $8,287+211.6% | $13,392+92.8% |