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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,761 | $118,875+144.6% | $96,572+201.1% | $167,553+73.5% |
| Participation rate | 90.9% | 75.5%+15.4pp | 69.8%+21.1pp | 82.1%+8.8pp |
| Annual return | 19.60% | 50.50%-30.9pp | 37.79%-18.2pp | 478.89%-459.3pp |
| Employer contribution / active EE | $1,975 | $3,121-36.7% | $2,357-16.2% | $4,840-59.2% |
| Participant deferral / active EE | $2,164 | $4,617-53.1% | $3,850-43.8% | $6,343-65.9% |
| Admin fee / account holder | $7,041 | $8,070-12.7% | $6,183+13.9% | $12,316-42.8% |