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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,741 | $111,785+284.4% | $93,669+358.8% | $145,877+194.6% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 18.41% | 203.79%-185.4pp | 133.59%-115.2pp | 551.28%-532.9pp |
| Employer contribution / active EE | $1,074 | $3,096-65.3% | $2,424-55.7% | $4,663-77.0% |
| Participant deferral / active EE | $3,194 | $4,919-35.1% | $4,416-27.7% | $6,691-52.3% |
| Admin fee / account holder | $25,822 | $10,256+151.8% | $8,291+211.4% | $13,402+92.7% |