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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,741 | $111,878+284.1% | $93,727+358.5% | $145,897+194.6% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 18.41% | 204.28%-185.9pp | 133.83%-115.4pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,074 | $3,092-65.3% | $2,421-55.6% | $4,663-77.0% |
| Participant deferral / active EE | $3,194 | $4,920-35.1% | $4,417-27.7% | $6,689-52.2% |
| Admin fee / account holder | $25,822 | $10,256+151.8% | $8,292+211.4% | $13,390+92.8% |