Filed May 10, 2006 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CANANDAIGUA NATIONAL BANK & TRUST10+ years Filed as: CANANDAIGUA NATIONAL BANK AND TRUST Service code 21 · EIN 16-0373410 | Bank Trustee | $85,339 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,332 | $104,919-7.2% | $116,228-16.3% | $85,563+13.8% |
| Participation rate | 94.9% | 78.6%+16.3pp | 74.6%+20.4pp | 66.0%+29.0pp |
| Annual return | 13.94% | 15.38%-1.4pp | 90.06%-76.1pp | 31.51%-17.6pp |
| Employer contribution / active EE | $1,785 | $3,485-48.8% | $2,994-40.4% | $2,654-32.7% |
| Participant deferral / active EE | $4,489 | $5,306-15.4% | $4,953-9.4% | $4,375+2.6% |
| Admin fee / account holder | $305 | $429-28.9% | $11,989-97.5% | $834-63.5% |